Home improvement contractor insurance pa. Attorney General’s Office.

Home improvement contractor insurance pa The primary goal of HICPA is to protect homeowners and ensure fair practices in the home improvement industry. Obviously, in evaluating the costs of litigation or settling claims, a contractor must now weigh the risk of being legally required to report a judgment, which will remain on file with the Pa. Ten facts you need to know about unlicensed home improvement contractors: 1. All applicants must obtain general liability insurance of no less than $20,000 to be eligible for a home improvement contractor registration. How To Get A Contractors License in PA There is a large chance that a general contractor in Pennsylvania will have to register as a home improvement contractor with the PA Attorney General. May 22, 2014 · Who is a Contractor? What is Home Improvement? Here is an overview of the Pennsylvania Home Improvement Consumer Protection Act. Professionals can access electrician license forms Looking for a roofing contractor in Lancaster County, PA to install or repair your home or business' roof? Here's our hand-picked list of roofers in Lancaster, PA and nearby! Some are even Amish roofers. If the contractor fails to meet these expectations, you may have legal grounds to sue them for subpar work. Because HICPA was designed to protect consumers, courts will often favor the consumer over the contractor. Jan 7, 2025 · Registered home improvement contractors in Pennsylvania must show proof of general liability insurance, workers' compensation insurance is not required. Read this guide to know all the policies available and compare quotes online for free. Feb 6, 2024 · Embarking on a home improvement journey in Pennsylvania requires more than just a skilled contractor; it demands an understanding of the regulatory landscape. What contractors cannot do, unless they are licensed as a public adjuster by the Maryland Insurance Administration: • Investigate, appraise, evaluate, give advice or assist their customer in adjusting a claim. 20 Fee Certificate of Liability Insurance Certificate of Occupancy/Home Occupation Permit Jan 27, 2023 · It’s crucial for contractors in NJ and PA to have adequate insurance coverage to protect their businesses, employees, and equipment. Nov 20, 2020 · Id. The new law, also known as Act 132 of 2008, and found at 73 P. Anyone who has paid attention to the local newspapers over the past few years will recall the scandals and prosecutions of home improvement contractors gone bad – of contracts not honored, and of unearned deposits not refunded. Jul 16, 2025 · A: It stands for Home Improvement Contractor registration through the PA Attorney General. A Pennsylvania contractor license bond is a surety bond that serves as a financial guarantee that contractors will follow applicable laws, building codes, and Are you wondering how to get a home improvement license in PA? Obtaining a home improvement license in Pennsylvania is crucial for contractors and professionals looking to work on residential properties. 00 last year. This Act has a fair amount of rules and requirements that must be followed on home improvement projects, specifically when it comes to the terms of their contracts. Sometimes, handypersons are considered contractors (such as general contractors, electricians or plumbers). Since this PA registration started all of the townships that I have pulled a permit in did not require me to pull a license. The Contractor’s Registration Act requires that all home improvement contractors register with the N. Call us 1-877-900-9998 today. WHAT IS CONTRACTOR – OR HOME IMPROVEMENT – FRAUD? Home improvement fraud occurs when: • A contractor intentionally provides false or misleading information to convince a consumer to enter into an agreement for home improvements. 6 days ago · The links below and to the right are meant to help you cut through some of the bureaucratic red tape. Welcome to the PA Contractor’s Registration information site. Pennsylvania prefers to leave "home improvement contractor" licensing up to its many individual municipalities and counties. Jan 22, 2024 · Legal Grounds for Suing a Contractor for Subpar Work When hiring a contractor, you have the right to expect work that meets industry standards and is completed in a competent and professional manner. If your business owns a vehicle, you need commercial auto insurance to comply with the state requirements. We have been committed to providing exceptional exterior home improvement services that enhance the lives of our co-workers, customers, and community. Each licensing authority enforces its own regulations that contractors must comply with, but Pennsylvania contractor license bond form terms typically ensure contractors follow state and/or local laws when performing new construction work or providing construction improvement services. If you do not register you will be If you are thinking of changing the look of your house then Find the right home remodeling contractors for quality home improvements and renovation Pittsburgh. Get a fast quote and your certificate of insurance now. This might include: Home Improvement Contractor (HIC) Registration: Brief description: Required for contractors who perform Jan 5, 2023 · What's needed to get a contractor license in Pennsylvania? Use this guide for details covering everything from the application, cost, requirements, and more. Jan 16, 2024 · Alert Scam Alert The Division of Consumer Affairs (“Division”) is issuing an immediate warning to all licensed professionals. From the ‘Select a License to Apply for’ drop-down box, choose PA Home Improvement then click ‘Start Application’. Shook as a public service to better inform his clients and the public on the procedures and Written Agreements The Pennsylvania Home Improvement Consumer Protection Act provides Pennsylvania residents with a wide range of protections, many of which pertain to agreements between contractors and homeowners. Handyman registration in PA If you are offering handyman services in Pennsylvania, you may need to register as a Home Improvement Contractor. Dec 12, 2018 · Commercial contractors in Pennsylvania do not need to register or obtain a state contractor license, but most contractors engaged in home improvement work (work on or near a private residence) must register, follow certain rules and obtain personal injury liability and property damage coverage. Also, if an employee does home improvement work on the Find a registered Pennsylvania Home Improvement Contractor by searching the PA Attorney General’s database or calling 1 (888) 520-6680. Protect your business with our comprehensive insurance solutions. See highly-rated professional for free. Pennsylvania law requires contractors to carry workers’ compensation insurance if they have employees. The Best Coverage for Local Contractor Insurance in PA in Havertown Secure Your Construction Business with Contractors Insurance in Havertown and Ardmore As a local contractor in Pennsylvania, having the necessary insurance coverage is essential to help protect you and your business. The reason is simple: A concern for any contractor is the potential for having to report even the smallest judgment, regardless of the reason entered. (a) Offense defined. Get licensed and insured in PA with competitive rates. HICPA defines a home improvement contract as “ [a]n agreement between a contractor, subcontractor or salesperson and an owner for the performance of a home improvement which includes all agreements for labor, services and materials to be furnished and performed under the contract. Handymen who do not register or meet the insurance requirements cannot provide handyman services in the The Home Improvement Consumer Protection Act was adopted by the General Assembly in October 2008. As part of the requirements, contractors who work in home improvement or home elevation must show proof of commercial general liability insurance in a minimum amount of $500,000 per-occurrence. Jul 29, 2025 · Understanding Pennsylvania Contractor Licenses This section dives into the different types of licenses available and who needs them. Such requirements include contractors’ registering with Pennsylvania’s Office of Attorney Apr 19, 2022 · How to get contractor license in Pennsylvania? Here is a guide to find out the different license options and insurance requirements for your business in GA. Home improvement contractor businesses ("HICBs") are persons involved in repairing, renovating, modernizing, installing, replacing, improving, restoring, painting, constructing, remodeling, moving, or demolishing residential or noncommercial properties. Looking to do a home improvement project? We can help you find the best local contractors for the job! Look up licensing, bond and insurance and contact info right now! Jul 1, 2009 · The state of Pennsylvania requires licensing for general contractors, electricians, and plumbing, including asbestos and lead abatement. The law requires that contractors, both in and out-of-state, who offer or perform home improvements register with the Bureau of Consumer Protection. You don’t need this license if your business only does work on existing one-or-two-family dwellings and does not do work that requires a special trade license. When home improvement contractors violate HICPA, they can be on the hook for criminal charges, damages for breach of contract, AND monetary penalties. Additionally, these contractors must maintain minimum insurance coverage and utilize contracts that comply with a number of consumer protection requirements specified in this The Pennsylvania Home Improvement Consumer Protection Act (HICPA) is a comprehensive piece of legislation designed to regulate the conduct of home improvement contractors within the Commonwealth of Pennsylvania. Nov 6, 2025 · MLM Home Improvement has grown to become one of the top 100 home improvement companies in the country, with our headquarters in Maryland and additional locations in VA, NJ, DE, CT, RI and PA. S. Mar 28, 2023 · Typically, these requirements pertain to home improvement contractors, electrical contractors (or electricians), and plumbing contractors (or plumbers). New Jersey recently passed the Home Improvement and Home Elevation Contractor Licensing Act, which has new regulations for contractors. It often depends on the scope of a project and project costs. These changes require contractors to update the information provided on their registration application within thirty days after any changes. Oct 15, 2025 · A handyman isn’t required to be licensed in Pennsylvania, but you must register as a Home Improvement Contractor if you make more than $5,000 annually from your home improvement projects. Some common legal … Unhappy with Your Contractor’s Work? Learn How to Sue for BBB Accredited Remodel Contractors near Philadelphia, PA. Types of Contractor Licenses in Pennsylvania Use a bulleted list or a table to clearly differentiate between various license types. On this site you’ll find information on how you can become compliant with the new Pennsylvania Home Improvement Consumer Protection Act (“HICPA”) which took effect July 1, 2009. After completing registration, each applicant receives a Pennsylvania Home Improvement Contractor number. If your business is a contracting company, you need contractor insurance in PA. For instance, under this state law, only agreements that are in writing are considered legally enforceable. Contractor insurance is designed to protect you against these hazards. Get insurance quotes from top carriers with Insureon. To verify the registration of a home improvement contractor, go to the Registered Contractors section of our website. The current list of licensed Home Improvement Contractors can be viewed at the Pennsylvania Office of the Attorney General. This is a requirement of the Home Improvement Consumer Protection Act (HICPA), which protects homeowners from fraud and unfair business practices. The statute also establishes minimum insurance requirements for contractors; requires contractors to What is contractors insurance? Contractors insurance is a business insurance policy designed for the construction industry. When looking to upgrade your home's windows, doors, roofing, or siding, choose Green Eco Solutions as your home improvement contractor in Allentown, PA. Cwalina Construction is a licensed PA home improvement contractor company specializing in vinyl siding, decks and railings, and additions. The Home Improvement Consumer Protection Act states that any contractor performing work of $5,000 or more in a calendar year must complete an application and register with the The contractor license renewal form will allow you to update your business' information and pay for your contractor license renewal fee. The law establishes a mandatory registration program for contractors who offer or perform home improvements in Pennsylvania. Additionally, these contractors must maintain minimum insurance coverage and utilize contracts that comply with a number of consumer protection requirements specified in this law. This law requires most home improvement contractors to register with the Pennsylvania Attorney General’s Office. The Department of Licenses and Inspections (L&I) issues this license. Here’s a breakdown of the contract requirements for residential and restoration Feb 1, 2022 · Home improvement is highly regulated in Pennsylvania, from HICPA’s strict contract requirements to the rules, requirements and prohibitions for home improvement contractors. Learn how to get a general contractor license in Pennsylvania, how much it costs, and everything else you need to know. From licensing to insurance, find essential info with NEXT’s guide. 00 and general liability insurance covering property damage caused by the The Pennsylvania Attorney General’s Office requires home repair contractors who do more than $5,000 a year in business to register with them. It helps protect contractors, subcontractors, and construction firms from job-related risks like accidents, property damage, and legal claims. It also requires contractors to provide their registration number to clients and in all advertisements, including on vehicles, and establishes a Oct 16, 2025 · The cost of renovation and remodeling insurance is determined by several key factors and your business risks. Jun 13, 2022 · Consumer legal information for Pennsylvania homeowners regarding home repair, renovation, metal roofs, roofing, siding, window replacement, skylight, building permits, contractors and subcontractors May 26, 2014 · The Commonwealth of Pennsylvania does not require General Contractors to hold a license from the state; however, a bill passed in 2009 requires all contractors to register with Pennsylvania Attorney General’s Office. May 16, 2022 · In Pennsylvania, contractors working on residential projects need to be aware of the Pennsylvania Home Improvement Consumer Protection Act. First, all home improvement contractors must register with the office of the Pennsylvania Attorney General. Protect your livelihood with a home improvement insurance quote from Progressive Commercial. PA Home Improvement Contractors working in Philadelphia need to obtain insurance in the same amounts that are required for General Contractors. Violations of HICPA are also violations of Pennsylvania\’s Unfair Trade Practices and Consumer Protection Law. Homeowners often get confused about when the new law, known as the Home Improvement Consumer Protection Act (“HICPA”) applies. See the attached pdf for more info. Look up which contractors have had their licenses revoked or suspended. Jan 1, 2023 · How to submit your PA Home Improvement Registration to the Department of Licenses and Inspections. Further, there are very specific requirements that every contractor must follow. But getting one can be tricky. Jan 27, 2023 · It’s crucial for contractors in NJ and PA to have adequate insurance coverage to protect their businesses, employees, and equipment. Get an instant quote online and buy coverage in minutes. Complete the application: All applicants must submit a completed application form with all required information, including personal and business information Who Is a Contractor in Pennsylvania? Contractors in Pennsylvania are individuals who undertake or agree to provide services to interested parties in exchange for compensation. Insureon helps general contractors in Pennsylvania save time and money shopping for business insurance by comparing quotes from top U. General liability insurance is the most common type of liability Mar 2, 2010 · Registered with the state is only showing that you are a home improvement contractor with the minimum insurance that PA requires. Sep 10, 2021 · Quick Guide To have online permit applications filed in your name, PA Home Improvement Contractors need to complete a free, one-time registration (that never expires). Who Is a Contractor in Pennsylvania? Contractors in Pennsylvania are individuals who undertake or agree to provide services to interested parties in exchange for compensation. Connect with official offices to ensure compliance. I want to see what Philly does come 6/10, their license went up $50. Nov 6, 2025 · Learn the requirements for becoming a general contractor in each state. , accountancy firms; architects and engineers certificates of authorization; barber shops; cemeteries; cosmetology and hairstyling shops; electrical contractor businesses; funeral homes; home improvement contractors; manicuring shops; pharmacies; public movers and warehousemen and skin care Mar 27, 2023 · Home improvement contractors are individuals and companies involved in repairing, renovating, modernizing, installing, replacing, improving, restoring, painting, constructing, remodeling, moving, or demolishing residential or noncommercial properties. Jul 1, 2009 · Dramatic change has come to the home improvement contracting business in Pennsylvania, with the Home Improvement Consumer Protection Act, which has an effective date of July 1, 2009. For more information, please contact: PA Attorney General (717) 787-3391 Home improvement contractors in Pennsylvania are subject to regulation. Unlike states with minimal requirements, contractor insurance PA mandates include workers compensation for all employees and HICPA registration for home improvement work, ensuring both contractor and consumer protection. This site is provided and updated by Attorney, Bryan W. Home improvement businesses' subcontractors or independent contractors must register. The Pennsylvania Insurance Department is here to help you understand homeowners insurance. Whether you’re a contractor, plumber Sep 8, 2020 · Let us defend you against harmful accusations of theft by deception or another form of home improvement fraud. Dec 16, 2024 · Disclaimer: The list provided below will allow you to find various contractors that are currently licensed with the Municipality of Norristown. All home improvement contractors must be registered by July 1, 2009. The state’s Home Improvement Consumer Protection Act mandates registration with the Attorney General’s Office. Read real local reviews and grades from neighbors so you can pick the right pro for the job the first time. Free Consults: (610) 436-1410. A PA Home Improvement Contractor's Registration is required to do home improvement work on one- or two-family dwellings (excluding electrical, plumbing, and fire suppression). Home Improvement Contractor Insurance Pa – From Pennsylvania Workers’ Compensation Insurance to General Liability, Commercial Auto Insurance and More We are the easiest and hassle-free construction insurance provider in Penn State! All investors in Pennsylvania need at least one type of insurance, and sometimes more. Operating without a proper license can lead to legal consequences and financial penalties. Local General Contractors in Tobyhanna, PA. Pennsylvania allows home improvement contractors to register online, but they also have the option to send in paper applications. The law continues to provide that only MHIC licensed contractors may enter into contracts with homeowners to perform home improvement work. Are you wondering how to get your home improvement license in Pa? In Pennsylvania, obtaining a home improvement license is crucial for individuals looking to work as contractors or in the home improvement industry. Jul 2, 2014 · The Home Improvement Consumer Protection Act ("HICPA") was adopted by Pennsylvania's General Assembly in October, 2008, and signed by the Governor as Act 132 of 2008. Learn about local municipality requirements, home improvement contractor registration, insurance necessities, and more to ensure your business thrives in the Keystone State. insurance companies. If you want to work on electrical, HVAC, or plumbing projects, you also need a specialty license. Complete the application: All applicants must submit a completed application form with all required information, including personal and business information Pennsylvania provides robust protections for homeowners under the Home Improvement Consumer Protection Act (HICPA). It also requires contractors to provide their registration number to clients and in all advertisements, including on vehicles, and establishes a PA Contractor Insurance: What You Need to Know Depending on your work, general contractors are required to acquire specific types of business insurance. gov. A license ensures that individuals have met specific requirements and qualifications, providing trust and credibility to potential customers. Registered contractors must carry insurance and follow consumer protection rules. However, a n insurance company only provides liability coverage for damages, not the failure to finish the job. Plumbing. Aug 16, 2017 · On July 1, 2009, the Home Improvement Consumer Protection Act (the “Act”) took effect in Pennsylvania. The Allen Thomas Group provides Pennsylvania Contractor Insurance for contractors in need of coverage. Additionally, general liability insurance, while not legally mandated, is often required by clients as part of contract agreements. NEXT Insurance offers affordable & tailored business insurance for general contractors. NOTE: Contractor’s licenses are valid for the calendar year-all licenses expire December 31 st each year. A dangerous new scam is actively targeting licensees and applicants, attempting to trick individuals into downloading malicious software. Understanding the requirements of HICPA can help both homeowners and Find key resources for contractor licenses in Pennsylvania, including applications, verifications, renewals, and complaints. Is it really worth it to save a buck with Chuck when it comes to your family's safety? You could lose much more, including your home. HomeAdvisor - Find Local Home Repair & Improvement ServicesThe homeowners guide to home care is here From average costs to expert advice, get all the answers you need to get your job done. The General Assembly of the Commonwealth of Pennsylvania hereby enacts as follows: § 4107. What are the specific requirements for obtaining a home improvement contractor license in Pennsylvania? In order to obtain a home improvement contractor license in Pennsylvania, individuals must meet the following requirements: 1. Oct 17, 2008 · AN ACT Providing for the regulation of home improvement contracts and for the registration of certain contractors; prohibiting certain acts; and providing for penalties. It is a good idea to only hire contractors with current general liability and workers' compensation policies. J. HICPA also requires an applicant to disclose – Any home improvement contractor who is not registered is prohibited from offering or performing home improvements. Due to the anticipated volume of applications for registration or re-registration, contractors are encouraged to apply online for faster processing. These contractors do not require an additional City of Philadelphia Contractor’s License. Registration requirements differ slightly depending on whether your business is a sole proprietorship, a partnership or a corporate or similar form. Our insurance agents are licensed in Pennsylvania and can answer your questions as you consider coverage. The registration process is simple and the cost for a Pennsylvania contractor license is reasonably small. Are you protected with home improvement contractor insurance? Read our guide and compare free home improvement contractor insurance options to find the right coverage. Here is a comprehensive guide to learn more what a business needs within construction industry. The county offers detailed information on licenses and permits such as building approvals and permits, government forms and applications from the County Clerk’s Office and even an online search for licensed home improvement contractors. The signed original document (including the Organization’s list of home improvement contractor members, see page 3) should be mailed along with the Self-insured Member’s Home Improvement Contractor Registration Application to: Office of Attorney General, Bureau of Consumer Protection, 15th Floor, Strawberry Square, Harrisburg, PA 17120. As you can see, the definition of a “Home Improvement” under the Act is very broad. The state requires contractors to carry liability insurance covering personal injury in an amount not less than $50,000. This guide will help you understand how to get your contractor license, whether you’re into roofing, plumbing, electrical work, HVAC, or general contracting. Pennsylvania contractors are primarily licensed and regulated by individual cities or counties at the municipal level. Any home improvement contractors who are not registered will be prohibited from performing home improvements in Pennsylvania. Registered PA home improvement contractors (with no separate Philadelphia License). Applicants will be required to provide the name of their insurance provider and policy number in their application. Instead, construction contractors who perform work on residential properties are required to obtain a Home-Improvement Contractor’s License through the PA Attorney General’s Office. In fact, home improvement contractors in PA are required to carry at least $50,000 of liability insurance coverage. Instead, the company must submit as a Home Improvement Contractor after registering with the State. -- A person commits an offense if, in the course of business, the person: (1) uses or possesses for use a false weight or measure, or any other device for falsely determining or recording any quality or quantity; (2) sells, offers or exposes for sale, or delivers less than the represented quantity of any commodity or Quality roofing and home improvement contractor offering fair prices and industry-leading customer service. Compare expert General Contractors, read reviews, and find contact information - THE REAL YELLOW PAGES® Pennsylvania’s New Home Improvement Consumer Protection Act The Tri-County Area is no stranger to home improvement contract scams. However, contractors providing home improvement services worth more than $5,000 yearly must register Check for complaints filed with the Better Business Bureau. Deceptive or fraudulent business practices. Whether you’re a seasoned contractor or just starting Home Improvement Consumer Protection Act (HICPA) Information Sheet Anyone who owns or operates a home improvement business or who offers, performs, or agrees to perform home improvements in Pennsylvania must register with the Office of Attorney General. . Complete guide to Pennsylvania contractor insurance requirements, HIC registration, and compliance. Ok, I’m a home improvement contractor. Home Improvement Contractor Licenses are issued by the state. If you are searching for a business licensee (i. As a general contractor in the greater Philadelphia area, we take pride in our generational family connection to the area. The failure to register is a violation of the law and unregistered contractors face legal action, including civil penalties of $1,000 or more. This license should not be confused with Pennsylvania's Home Improvement Contractors (HIC) registration. Home improvement subcontractors may work without a license when performing home improvements for an MHIC licensed contractor in the state of Maryland. This state-level registration may be needed to perform contractor services in your local jurisdiction. It is a crime to act as a home improvement contractor, subcontractor or salesperson in the State of Maryland without an MHIC license. Quality Home Improvement Contractor in Pennsylvania Since 1974 Offering professional home and commercial construction services like roofing, decks, siding, bathrooms, gutters, windows, painting, doors, chimney repairs, and insurance claims. Generally, the information requested is your name, home address, telephone number Categories Home Improvement Contractor Requirements $288. Compliance: Industry Essential Home Improvement Contractor Registration Office of Attorney General Home Improvement Contractor (HIC) Registration Anyone who owns or operates a home improvement business or who offers, performs, or agrees to perform home improvements in Pennsylvania must register with the Office of Attorney General unless they fall within two exceptions: small contractors (less Dec 4, 2024 · Handyman licenses are tricky, and requirements vary by state. Aug 18, 2023 · Contractor license and insurance requirements vary by state. Compare free quotes online and get coverage in minutes. At Progressive Commercial, we make it easy to get insurance for contractors and subcontractors so you can build a strong Nov 21, 2023 · Learn the requirements and steps for getting your general contractor license in Pennsylvania so you can start working for profit today. Oct 25, 2024 · If you’re a contractor in Philadelphia, Pennsylvania, you need a license to work legally. • Prepare the insurance claim for their customer. 1, requires home improvement contractors to register with the state by June 30 to be able to continue to do business on or after July 1 ACT Contractors Forms offers PA Home Improvement Contract forms that are trade specific for General Contractors & Remod- elers, Roofing Contractors, Painting Contractors, and other trades. Essential coverage for pa contractors insurance needs and compliance. May 8, 2024 · The Pennsylvania Home Improvement Contractor (HIC) law mandates that all contractors performing at least $5,000 worth of home improvements per year register with the Attorney General's Office. gov, you can check to see if a contractor you are thinking of hiring is properly registered, has liability insurance, and is in good standing. The business environment for home improvement contractors in Pennsylvania has been radically altered by the enactment of the HICPA. • Negotiate the claim with the insurance company on their customer’s behalf. Oct 26, 2023 · Building Success: Guiding your General Contractor License in Pennsylvania Discover the essentials of contractor licensing in Pennsylvania with our in-depth guide. Jul 31, 2025 · Complete guide to contractor insurance PA requirements, costs, and HICPA registration. BizInsure offers fast, tailored insurance for contractors in PA. Changes to the law affect consumers & contractors The Office of Attorney General wants consumers and home improvement contractors to be aware of recent amendments to the Home Improvement Consumer Protection Act (HICPA). Dec 13, 2024 · PA home improvement contractor license If you perform work home improvement HVAC work on one-or-two-family dwellings, you don’t need a license, but you need to register with the Pennsylvania Attorney General’s office. 1. At attorneygeneral. Mar 26, 2025 · As a contractor in Pennsylvania, your company is exposed to a number of risks that could result in financial losses. Division of Consumer Affairs and display their registration number listed, NJHIC#, at the following places: Contractor liablity insurance PA protects your contracting business from lawsuits with rates as low as $37/mo. Jun 8, 2023 · As a home improvement contractor in Pennsylvania, it's essential to protect yourself and your customers by acquiring the necessary insurance coverages. In the next few pages you will learn about types of coverage available, some tips on how to shop, and what you should do if you need to make a claim. A contractor damages a person’s property in order to solicit an agreement for services or Anyone who owns or operates a home improvement business or who offers, performs, or agrees to perform home improvements in Pennsylvania must register with the Office of Attorney General unless they are specifically exempted1 under Pennsylvania’s Home Improvement Consumer Protection Act. Your guide to trusted BBB Ratings, customer reviews and BBB Accredited businesses. These changes would include, among Jan 21, 2020 · Are you a home improvement contractor? Have you agreed to perform home improvement work? Are you certain that the agreement you have made with your customer is valid and enforceable? What is HICPA? HICPA, or Home Improvement Consumer Protection Act imposes requirements on home improvement contractors. The Home Improvement Consumer Protection Act was adopted by the General Assembly in October 2008. When renewing the license, the supervisor can take 30 continuing education hours in construction or demolition safety instead of retaking the OSHA 30 course if the department has already accepted an OSHA 30 Construction Safety and Health certificate. Attorney General’s Office. Please note: Registration under HICPA is not an endorsement, recommendation or approval by the Office of Attorney General of the contractor’s competency or skill. A contractor receives payment and fails to provide the services or materials. Apply online at https://hic. HICPA was enacted in 2009 as a part of the Unfair Trade Practices & Consumer Protection Law (UTPCPL). 2. Other states have specific home improvement contractor licenses. attorneygeneral. New home builders or those who do work for under $5,000 do not have to have a trade license. HICPA is designed as a consumer protection, and it is expected the courts will liberally construe the Act in favor of consumers. One key aspect to prioritize is the Home Improvement Contractor (HIC) number. The term includes a subcontractor or independent contractor who has contracted with a home improvement retailer, regardless of the retailer’s net worth, to provide home improvement services to the retailer’s customers. What is home improvement fraud? A contractor intentionally provides false or misleading information to convince a consumer to enter into an agreement for home improvements. Apr 10, 2025 · Philadelphia’s Trusted Home Improvement Experts Since 1949 – Specializing in Kitchen Remodeling, Bathroom Renovations, and Home Additions. What do I have to do? First, you must register with the Bureau of Consumer Protection of the Pennsylvania Attorney General. Section 517. Jul 31, 2025 · PA contractors insurance operates under one of the nation's most comprehensive regulatory frameworks. Searching for Contractors Insurance in Pennsylvania? Get Your Cheap Construction Insurance Fast for Commercial Auto, Workers Comp, GL & More! Any home improvement contractors who are not registered will be prohibited from performing home improvements in Pennsylvania. Jul 11, 2024 · This term applies to general contractors, drywallers, carpenters, and all the typical specialty trades on a standard residential construction project — with the exception of plumbers and electricians. e. opnl jdemam tpwpfn tznv ufptvggy fszv omw iksgsb owwpqj fueoh mgjr mswmn wgrfo wxsb tfus