Military retirement calculator excel More calculators: Estimate Your Time Until Retirement Under FERS Just enter your DoB, Start Date and see your personal countdown clock! Mar 30, 2023 · For some people, that means budgeting or planning for retirement: you can use Excel’s free online Family Budget Planner to track your budget, Retirement Planner for visualizing a fruitful retirement, and a new FIRE Estimator for those of you following the “Financial Independence Retire Early (FIRE)” movement. Should you sell it or use it? Find out here. Mar 30, 2011 · Could someone tell me where I can find a VA Math Spreadsheet that allows you to enter both primary and secondary isssues on the same sheet? I KNOW Sep 12, 2025 · Explore our curated list of the 17 best free retirement planning spreadsheets. Last year I took all my retirement forecasting spreadsheets and tools and built them into a free, non-monetized dashboard so other planners can use them as well. I also have social security income at various ages. RMC Calculator - RMC represents a basic level of compensation which every service member receives, directly or indirectly, in-cash or in-kind, and which is common to all military personnel based on their pay grade, years of service Jun 19, 2024 · The retirement calculator queries the user in an effortless, narrative fashion that incorporates your age, savings rate, current savings, and retirement age into a monthly income estimator. Date calculator/retirement countdown 2022 Tax and Retirement Guide 2023 Tax and Retirement Guide 2024 TAX AND RETIREMENT GUIDE 2025 TAX AND RETIREMENT GUIDE Retirement Forms Packet SF-3107 Application for FERS Retirement sf-3102 FERS beneficiary Lump Sum Payments SF-1152 FERS BENEFICIARY (UNPAID COMPENSATION) SF-2818 FEGLI Continuation Into End date of order Days to add to order Total leave days (end of tour leave balance) Leave Calculator for Orders Specialists fill in yellow cells only Explore the calculators, planners, and tools USAA has to help guide you in your decision making. Your employer contributes another 7. Jul 15, 2025 · Air Force, Space Force, Air National Guard and Air Force Reserve Members All Department of the Air Force service members who have military pay related questions may call the Total Force Service Center (1 800 525-0102 or DSN 312 665-0102) for assistance or submit a m yFSS ticket. Jan 7, 2025 · With the negotiated 2024 National Defense Authorization Act (NDAA) signed into law, U. Includes comprehesive annuity and tax information, calculators, military buy back options, and social security eligibility. adobe. Our calculator takes into account state and federal taxes, the Survivor Benefit Plan (SBP), Tricare Costs, Veterans Group Life Insurance (VGLI), and VA disability. Nov 25, 2023 · The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. In the following sample chart, the retiree’s annuity increased 75% over the next We would like to show you a description here but the site won’t allow us. Retirement Pay Projections Get accurate projections based on your rank, years of service, and retirement plan. Jan 14, 2025 · The Regular Military Compensation Calculator is a little-known yet effective tool for understanding your full active duty compensation. Available in Excel & Google Sheets formats, these templates will help you plan for a secure financial future. 6% to the Army NAF Retirement Trust, which pays your retirement benefits when you retire. CSB-REDUX Calculator - This calculator estimates your retirement pay flow under the CSB/REDUX retirement system. Get the support you need with DAV's range of services. Government (USG) Information System (IS) that is provided for USG-authorized use only. What's your favorite budget sheet or tool that works with military pay? I find traditional monthly or bi-weekly need a bit of tweaking to reflect our pay/expenses properly. SBP Premium Plan for Apr 1, 2024 · With the NAF Retirement Plan, you contribute 2% of your gross salary each pay period. Concurrent DoD and VA pay Retirement COLA Helpful links: Blended Retirement System Comparison Calculator Blended Retirement System Standalone Calculator High-3 or High-36 Calculator Final Pay Calculator REDUX Calculator Regular Military Compensation (RMC) Calculator Special Compensation for Assistance with Activities of Daily Living (SCAADL) NEW Benefit CalculatorsRetirement Calculator Plan for active duty (regular), Reserve Component (non-regular), or medical retirement under the Blended Retirement System (BRS) or any of the legacy retirement systems (Final Pay, High-3, or REDUX) by viewing personalized retirement reports and performing "what-if" exercises to see how benefits change using different criteria. The consumer of this information has the responsibility to consult the organizations responsible for the desktop, testing, and/or production environments to ensure that the target version of Jan 9, 2020 · Estimate how much of your salary to save to reach your retirement goal. Ideal for deployments, retirement, or any countdown! Download now. S. SBP Premium Plan for You are accessing a U. Lastly, I track the… BRS Calculator Plan for retirement by viewing personalized retirement reports and performing "what-if" exercises to see how your benefits might change using different criteria. Federal employee retirement benefits for FERS and CSRS systems. After discussing each type of available form for a military retirement calculator, our review will provide 6 ways to find the best military retirement calculator or military reserve retirement calculator for you. *** Apr 21, 2024 · The USAF Terminal Leave Calculator is designed to help service members determine how many days of terminal leave they can take. It was established by Congress in the Federal Employees’ Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. I've got Empower transitioning Service members with the knowledge, skills and abilities needed to gain employment in the civilian sector by connecting them to an opportunity with the goal of bridging the gap between Military training and civilian employment. This Retirement Calculator is easy to use and quick to download. CRSC is calculated based on the VA disability rating associated with combat-related injuries or conditions and the amount of military retirement pay. Unlike active duty members, reservists follow a unique formula that takes into account retirement points, years of service, and pay grade at retirement. ) Perhaps I'm odd-one-out, as I like to be specific down to the date and dime each expense/income occurs. 5% of their gross pension as premiums. I was getting tired of being told vague you can make X dollars while you're in the military so this morning a +/- 20% retirement calculator was born! The original was an excel sheet but it's been uploaded as a public Google Sheet that I'm fairly sure anyone can download. However, because applicable plan documents change from time to time, should the information in this booklet conflict with the Learn more about the FERS Retiree Annuity Supplement. What is my Reserve Retired Pay actually worth? This site exists to help early and mid-career US military members understand retired pay and other benefits for members of the Reserve and National Guard, to make better career decisions today. e. The "VA math" is handled for you. Aug 7, 2020 · For this reason, military personnel should look to find the best military retirement pay calculator possible. May 14, 2025 · Estimate your military retirement pay based on years of service, rank, retirement system, and other factors. Start Term leave ETS Date Total Days Attending Career Skills Program Retirement Planning Calculator Rank / Name (Last name, First Name): Retirement Date PTDY Calculate your pension so you can retire from the federal government! Our FERS Retirement calculator for federal employees is a great place to start planning your federal retirement. Use Google Sheets to personalize your Donut of Misery. Military Retirement Calculator - Compare military retirement pay against different retirement dates and ranks, estimate future pay for 40 years after retirement Plan for retirement by viewing personalized retirement reports and performing "what-if" exercises to see how your benefits might change using different criteria. I've got TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. When you enter your relevant information, such as base amount and date of retirement, the program estimates your monthly SBP premium. If you were an eligible NAF employee before 1 January 2001, your participation begins on the date you signed your Enrollment Form, DA Form 3473 FI Calc is a powerful and flexible retirement calculator for FIRE. I welcome any constructive Military OneSource offers personal financial resources and advice tailored for service members and families, ensuring financial security and stability. Access to the SBP Premium calculator requires a CAC or DS Logon. Thank you again for what you do gentlemen! Your basic annuity is computed based on your length of service and “high-3” average salary. Retirement Pension Planner Calculator Do you have a pension and retirement savings? Use this calculator to help you create your retirement plan. Military Spouse is your premiere online milspouse community, with resources on all things military life, marriage, military spouse jobs and education, pcs moves, military discounts, and more! Permanent Change of Station (PCS) Out-Processing Before Submitting a PCS Out-Processing request via CSP, ensure you meet the following criteria: Are you within 30 days of your Projected Departure Date (PDD)? Do you have a copy of your PCS Orders? If so, then: Submit PCS Orders and Permanent Departure Date to the Customer Service Portal (CSP) Finance will sign-off your Virtual Out-Processing FAQ 1. Obviously, the mathematical formulas that the military uses to calculate retirement pay can be extremely difficult to follow. By using this IS (which includes any device attached to this IS), you consent to the following conditions: The USG routinely intercepts and monitors communications on this IS for purposes including, but not limited to, penetration testing, COMSEC monitoring, network operations and Finally, to calculate the ex-spouse’s actual monthly payment from military retirement pay, multiply their percent share (0. The VA Decision Matrix displays the current and future VAIT position regarding different releases of a TRM entry. SBP Probability – This program shows the My military disability rating is 50%, my CRSC disability rating is 30%, and my VA rating is 70%. A SNT is a legal instrument specifically designed for the benefit of a person with a disability. Download military pay charts to PDF or JPG. In exchange, your spouse receives 55% of your pension monthly after your death. Use the Military Reserve Retirement Pay Calculator to estimate your monthly and total pension benefits based on rank, years, and points. Thanks! Explore the calculators, planners, and tools USAA has to help guide you in your decision making. Jul 22, 2021 · Hello, First post here. This section delves into the rudiments of Excel, paving the way for a sophisticated retirement calculator. Oct 21, 2023 · Explore the DFAS CRSC Pay Calculator, eligibility requirements, benefits, and limitations for military retirees with combat-related disabilities. Jan 1, 2020 · A calculator I found through PEB Forums with a FEB 2020 update; my CRSC monthly take home is $1133. military personnel will receive healthy pay increases in 2025. Apr 14, 2025 · A military pension divorce calculator typically estimates the non-serving spouse’s share by inputting variables like length of marriage, rank, and retirement pay. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Survivor Benefits Premium Worksheet This worksheet will assist you in estimating the monthly premium (cost) for your SBP coverage for spouse/former spouse and/or children. Are you planning for retirement? Creating a college savings plan? Although it is nearly impossible to predict what the market and economy will be like over the years, our savings and retirement calculators can help you estimate how much you need to save to reach your goals. Gain control of your future today. For the calculation on Schedule P, a taxpayer who retired after December 31, 1997 needs to determine their "exempt percentage". Dec 18, 2024 · Learn how to use a military retirement leave calculator to maximize benefits, plan your exit timeline, and ensure a smooth transition to civilian life. However, there are three methods that courts Planning for retirement as a member of the U. Date calculator/retirement countdown 2022 Tax and Retirement Guide 2023 Tax and Retirement Guide 2024 TAX AND RETIREMENT GUIDE 2025 TAX AND RETIREMENT GUIDE Retirement Forms Packet SF-3107 Application for FERS Retirement sf-3102 FERS beneficiary Lump Sum Payments SF-1152 FERS BENEFICIARY (UNPAID COMPENSATION) SF-2818 FEGLI Continuation Into End date of order Days to add to order Total leave days (end of tour leave balance) Leave Calculator for Orders Specialists fill in yellow cells only Quicken offers a FREE, easy-to-use retirement calculator to help you understand your retirement options and see how to improve them. The Blended Retirement System (BRS) combines elements of the legacy retirement system with benefits similar to those offered in many civilian 401 (k) plans. military reserve requires careful consideration, especially when it comes to calculating retirement pay. , a ssheet automatically assumes you get paid 1st and 15th, when in reality it's mid-month/end-of-month. Army and contains over 180 fact sheets with information on benefit eligibility and highlights plus calculators that forecast military retirement benefits and estimate survivor and survivor education benefits. Plan your post-service income accurately with real-time results. 5% pay raise for all troops ranked E-5 and above, including officers, starting January 1, 2025. The BRS includes the following options: Defined benefit Defined contribution Continuation Pay Lump sum distribution BRS Enrollment All Service members with a date of initial entry into military service (DIEMS) on or after January 1, 2018 (A) and (B). Calculate your monthly retirement pay for free with The Military Wallet’s National Guard & Reserves retirement calculator. I maintain my retirement details in a spreadsheet. Easily estimate your share of a military pension after divorce with our Military Retirement Divorce Calculator. 1. I wanted to share it on here and get your thoughts for ways to improve it. Jan 20, 2017 · When a military servicemember and his or her spouse get a divorce, the spouse will have the right to receive a share of the servicemember’s retirement benefits in many cases. As such, most servicemembers and their spouses will want to gain a deeper understanding of how the benefits will be divided if they are considering going through a divorce. End Date (Divorce or retirement date, whichever is earliest) NOTE: If the service member has any reserve time, more than one DD214, or a break in service, STOP and forward to Army Project Office (APO). The retirement calculators have recently been updated to expand functionality for Reserve Component calculations. Mar 31, 2018 · We provide caring and responsive personnel and compensation services for all Coast Guard military members, retirees, annuitants and other customers in support of the Department of Homeland Security missions. Medical REDUX Calculator: This calculator estimates medical separation or retirement benefit s based on DoD disability percentage or years of service under the REDUX retirement plan for those who opted for the Career Status Bonus at 15 years of service, but are not yet retired. 44 according to that excel spreadsheet. What it lacks in nuance, the associated retirement worksheet almost makes up for in providing a broad, generalized view of retirement income and expenses. Army NAF Employee Benefits Office. RMC Calculator - RMC represents a basic level of compensation which every service member receives, directly or indirectly, in-cash or in-kind, and which is common to all military personnel based on their pay grade, years of service Howdy govfire, I’m a GS 2210, and obsessive retirement planner. The first time: Non-Regular Retirement without Pay (also known as Retirement Awaiting Pay, Gray Area Retiree) effective the 1st of the month requested, and later in life they'll apply for Non-Regular Retirement With Pay (effective at age 60 or early retirement date as authorized under NDAA FY2008, here forth Retired Pay Eligibility Date). Get started right now! Download this free excel template to estimate how much you'll need for retirement. It is intended to provide you with useful information about the U. The military pay amount (B) is collected from the employee's civilian pay account if it has already Listing of current living expenses (mortgage or rent amount, food, O Internet childcare, entertainment, personal care, subscriptions, etc. This form will assist in determining basic eligibility to pension based on military service, the Veteran's entitlement to a higher level of pension based on severity of disability and the Veteran's Maximum Alllowable Pension Rate (MAPR) based on dependent status. com is designed to calculate estimated future salaries, retirement annuity, TSP balance, and more for US Federal Employees. I maintain income that I will receive from my pension, if I retire early vs. ***The DoD High-3 retirement calculator is currently in development; resulting calculations are currently approximations . Announcement ***The DoD High-3 retirement calculator is currently in development; resulting calculations are currently approximations . Fast, accurate, and free to use. Social Security is calculated on a sliding scale based on your income. Spouse and/or Former Spouse SBP Coverage Nov 11, 2025 · CSRS (Civil Service) Retirement Options Military Buy Back Calculation & Step-by-step FEGLI Analysis Pre & Post-Retirement) Health Insurance Eligibility & Costs Medicare Step-by-step Interim Pay Estimates Terminal Leave Calculation Survivor Benefit Overview Make the most of your federal retirement. Apr 21, 2024 · The USAF Terminal Leave Calculator is designed to help service members determine how many days of terminal leave they can take. This calculator helps service members understand their potential retirement benefits under different retirement systems. This calculator is designed to assist eligible service members in comparing the legacy military retirement system (commonly referred to as the High-3 System) and the Blended Retirement System (BRS). About the Comparison Calculator Welcome to the Department of Defense Blended Retirement System Comparison Calculator. at the allowed retirement age. The BRS applies to those that entered service for the first time on or after January 1, 2018, and were automatically enrolled. ) O Credit cards Car loans Current bank and mortgage statements Insurance payments Investment and retirement account statements O Personal loans Pencil and Calculator O Student loans Other debts INTRODUCTION This booklet is published by the U. 14. Our free retirement and savings spreadsheets are designed for Microsoft Excel, so you can work with them on your own (If you are retiring on the first of the month, your separation date is the day prior!) The retirement calculators have recently been updated to expand functionality for Reserve Component calculations. When preparing for military retirement or transitioning from active duty, this calculator can help you compare expectations for civilian pay. Find out your FERS Pension/Retirement amount using the Plan Your Federal Benefits FERS Pension calculator. Download a free Retirement Savings Calculator for Microsoft® Excel® which allows to check how your savings will grow over time in greater details also helps to compare three savings plans side-by-side. Jan 1, 2018 · Use our free military retirement calculator to estimate your monthly and annual High 3 or Blended Retirement System payments. Consider a Flexible Spending Account for pre-tax savings. Yes, it’s that simple! Use our VA Disability Calculator to determine your veteran's benefits. While the SBP seems straightforward, it comes with several trade-offs: SBP Premium Plan for retirement by calculating premium estimates of the various Survivor Benefit Plan/Reserve Component Survivor Benefit Plan (SBP/RCSBP) options and using the estimates and information to help make an informed SBP/RCSBP decision at retirement. RMC Calculator - RMC represents a basic level of compensation which every service member receives, directly or indirectly, in-cash or in-kind, and which is common to all military personnel based on their pay grade, years of service May 14, 2025 · Estimate your military retirement pay based on years of service, rank, retirement system, and other factors. Background: Once a military member decides to separate or retire from duty, it can be one of the most stressful and challenging events Learn how to create a retirement calculator in Excel to turn financial goals into a clear, actionable plan. Are You Ready? Federal Benefits Open Season starts this month. Spouse and/or Former Spouse SBP Coverage VA Benefits Calculators Use our comprehensive calculators to estimate your VA benefits, disability ratings, and compensation amounts. You must save the forms to your computer (i. I'm 28 and am at the point where I feel like over the past 8 or so years I have put too much towards retirement and have been lacking on having fun with the wife and kids. Download Retirement Calculator excel template for free. Plan for active duty (regular), Reserve Component (non-regular), or medical retirement under the Blended Retirement System (BRS) or any of the legacy retirement systems (Final Pay, High-3, or REDUX) by viewing personalized retirement reports and performing "what-if" exercises to see how benefits change using different criteria. e Do you guys have specific calculators you use to play around with numbers regarding retirement? I assume someone out there has a high speed excel document that they use. 5% total pay raise for enlisted service members ranked E-4 and below with Virginia Military Retirement Divorce Calculator If you’re a military man facing the prospect of divorce, our Military Retirement Divorce Calculator will easily estimate the marital share based on a couple of simple numbers. *** Jan 1, 2018 · Use our free military retirement calculator to estimate your monthly and annual High 3 or Blended Retirement System payments. Medical Final Pay Calculator: This calculator estimates medical separation or retirement benefits based on DoD disability percentage or years of service retirement under the Final Pay You will need Adobe Acrobat Reader (https://get. Click here to get started. desktop) and then open from the saved file. The programs you see here are designed to help you make an informed decision about your Survivor Benefit Plan (SBP) election. Military families can manage their money using these personal finance calculators for loan applications, college savings, debt elimination and more. *** Use our Reserve Retirement Pay Calculator to estimate your military pension. Considers employer matching, current savings, future retirement income, and sellable assets. 375) by the service member’s monthly retired pay amount. Expert Kat Norton explains how to easily track your financial goals and make progress towards early retirement. Oct 2, 2025 · Military members and retirees have the option to direct payment of a Survivor Benefit Plan (SBP) Annuity for a dependent child to a Special Needs Trust (SNT). May 9, 2025 · Our updated Excel annuity calculator spreadsheet projects your annuity and maximum survivor benefit growth through 2065 using an estimated average annual Cost of Living Adjustment (COLA). Fedfuture. Participation begins on your hire date. com/reader/) to view these files. Request your Retirement Roadmap today. Historic pay charts, pay raises and estimated future pay charts. These decisions are based upon the best information available as of the most current date. 1 SBP Premium – This program shows the monthly premium for the SBP coverage you select. Get accurate projections to help plan your financial future. Simulate retirements using historical data that spans more than 100 years. Apr 16, 2025 · Military retirement pay is directly linked to cost-of-living adjustments (COLA) each year announced by the Social Security Administration. Repository to create military separation/retirement date calculator (Easier to read in RAW format) Goal: To offer a free javascript-web based “Terminal Leave” calculator hosted on the BLUF Mil Benefits website within the “Separation & Retirement” page. Jan 16, 2025 · Upon retirement, military service members are automatically enrolled in the plan, which deducts 6. RMC Calculator - RMC represents a basic level of compensation which every service member receives, directly or indirectly, in-cash or in-kind, and which is common to all military personnel based on their pay grade, years of service Apr 15, 2025 · Use our VA disability calculator to determine your combined disability rating and annual or monthly compensation. What are my estimated combined earnings from military and VA? Go to Calculations Return to Examples Step 1: Compute Basic Pay for retirement purposes by using High 36 Average: MyArmyBenefits is the Official Military Benefits Website for the U. Nov 13, 2023 · Learn how you can use a free, easily customizable FIRE estimator template to make retirement planning a bit more approachable. For reference, I'm in the BRS system and putting in TSP contributions on a monthly basis. Before I begin using the Federal Ballpark E$timate, is there a list of assumptions that is used in this tool? View more Combat-Related Special Compensation (CRSC) provides military Retirees a tax-free monthly compensation that is intended to replace some or all of the retired pay that is withheld due to receipt of VA compensation. This information in this booklet is accurate as of the publication date. Aug 11, 2024 · Important Notes: The maximum CRSC payment is limited to the amount of military retirement pay that was reduced due to receiving VA disability compensation. (i. Embarking on the journey to creating your retirement date calculator begins with a solid foundation in Excel. To determine your length of service for computation, add all your periods of creditable service, then eliminate any fractional part of a month from the total. That’s where a Military Reserve Retirement Calculator becomes an essential tool. Frank Cullen, an old friend who retired from federal service many years ago, developed this calculator. Army, Navy, Marines, and Air Force 2025 Military Pay Chart. The online calculators I found were either too confusing, outdated, or limited in functionality, so I put together this Excel doc that can perform that function. Use NerdWallet's calculator to see how much you'll need in retirement and explore different ways to reach your goal. Dec 31, 1997 · A retired military taxpayer may qualify for a greater deduction, and Schedule P is used to calculate the additional deduction amount, if any. Here’s what military service members will see in their paychecks: 4. Feb 25, 2011 · The portion of that retirement pay that you are eligible for is contingent upon your specific separation agreement or court orders. Excel, a powerhouse for managing financial data, offers an array of formulas, functions, and tools tailored for intricate calculations and projections. Information related to federal civil service employees and retirees. Download a free retirement savings spreadsheet for Excel to help you estimate the future value of your retirement savings, based on a starting balance, expected interest rate, and annual investments. Aug 26, 2024 · Get military retirement pay information and estimates using with these free Defense Department High-3 and Final Pay retirement pension calculators. How do you calculate your terminal leave? The answer is more simple than you think. Basic Model You can change any value in the white boxes and when you press "Enter" all the values will be automatically recalculated Retirement Calculator Current Age Expected retirement age Monthly Contribution Unlike standard calculators, the Military Alimony Calculator takes into account military-specific income streams such as base pay, allowances, and retirement benefits. The important thing about this spreadsheet to understand the future rates of return. Empower transitioning Service members with the knowledge, skills and abilities needed to gain employment in the civilian sector by connecting them to an opportunity with the goal of bridging the gap between Military training and civilian employment. Oct 29, 2016 · Use our federal employee and retiree annuity projections spreadsheet to know what you will have to live on in retirement and your survivor's benefit. Military Retirement Calculator - Compare military retirement pay against different retirement dates and ranks, estimate future pay for 40 years after retirement and automatically calculates early retirement pay if you enter a retirement date that is less than 20 years of service. Army NAF Employee Retirement Plan. vzvvke bmllxou xupq rvyruy ihvhtbee qlihze dsgp djkkez yhyxu xgfjfl yvopwu swqooa ucn ydlwyb fchil